Minnesota
Minnesota paycheck calculator
Minnesota’s graduated rates run from 5.35% to 9.85% after a $15,300 single / $30,600 joint standard deduction and a $5,300 dependent deduction when you enter a count. There is no separate personal exemption in the table. Minneapolis and Saint Paul do not add a city income tax on wages in this model.
At higher incomes Minnesota phases out the standard deduction and can add a 1% investment-income surtax above $1 million. Neither is computed here, so a high earner’s state line can run low. Middle salaries are usually fine on the main brackets alone.
A traditional 401(k) reduces the Minnesota base; FICA does not. Paid leave programs for Minnesota are not in the employee payroll file yet. Use the compare tool against Wisconsin or Iowa when an offer straddles the border — the federal lines match; the state schedules do not.
Example take-home
| Salary | Federal | FICA | State | Payroll | Local | Net / year | Net / check |
|---|---|---|---|---|---|---|---|
| $40,000.00 | $2,620.00 | $3,060.00 | $1,321.45 | $0.00 | $0.00 | $32,998.55 | $1,269.17 |
| $60,000.00 | $5,020.00 | $4,590.00 | $2,556.61 | $0.00 | $0.00 | $47,833.39 | $1,839.74 |
| $80,000.00 | $8,770.00 | $6,120.00 | $3,916.61 | $0.00 | $0.00 | $61,193.39 | $2,353.58 |
| $100,000.00 | $13,170.00 | $7,650.00 | $5,276.61 | $0.00 | $0.00 | $73,903.39 | $2,842.43 |
| $150,000.00 | $24,734.00 | $11,475.00 | $8,941.94 | $0.00 | $0.00 | $104,849.06 | $4,032.66 |
Loading the 2026 calculator…
What this page includes
- Federal income tax using the 2026 standard deduction and Rev. Proc. 2025-32 brackets
- Social Security (6.2% up to $184,500) and Medicare (1.45%, plus Additional Medicare when wages clear the filing-status threshold)
- Minnesota: graduated state income tax (top 9.85%)
- No employee state disability / paid-leave premium modeled for this state yet
- Local wage tax only if you select a city/county or enter a custom percent
Local tax
Minnesota does not have a local wage tax in this file. City costs show up in rent and sales tax, not as a second income-tax line on the stub.
What is not included
Credits, itemized deductions, multi-state credits, property tax, sales tax, and unsourced local rates are not included. Employer payroll tables can differ from this annualized estimate. This Minnesota page does not invent taxes that are missing from the 2026 data files.
Questions
What is Minnesota’s top rate in this file?
9.85% on the highest slice of taxable income after the state standard deduction.
Why can high earners see a low Minnesota line?
Standard-deduction phaseout and the 1% investment-income surtax above $1 million are not computed.
Do Twin Cities wages get a city tax here?
Not as a city income tax. The state brackets are the Minnesota income tax applied.
Nearby
Compare · Bonus · Hourly · All states · Local taxes
Sources
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026
- IRS, state government websites index
See a rate that looks wrong? The sources and the gaps are public.