Partner
Tax software
Turn this estimate into a filing plan when you’re ready.
See partner401(k)
401(k) impact
The contribution is still your money. The paycheck shrinks by less than the deferral because income tax falls. Payroll tax does not.
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The 2026 employee elective deferral limit is $24,500 before catch-up contributions. This tool does not add catch-up automatically. Roth contributions are post-tax and would not move the federal line; this page is the traditional deferral.
Partner
Savings account
A place to park take-home pay once the paycheck lands.
Learn more